PAYchat MCP is a Machine Control Protocol that allows AI systems to securely request payment operations
without direct fund control.
1️⃣ Users talk to the AI
No complex payment screens.
No API documentation.
Just say what you need.
- “Create a 50 USDT payment for this customer”
- “How much balance is available right now?”
- “Summarize this month’s payment activity”
Users don’t need to understand payment logic.
They simply describe what they want — and move on.
2️⃣ Language → Structured request → Payment data
The AI understands the request
and automatically calls PAYchat MCP.
- Generate payment links
- Check balance and points
- Retrieve transaction history